It all starts with a phone call. The caller ID reads “IRS” and the agent on the other end of the line provides you with his name and badge number. He may even know personal details about you as he claims you owe back taxes, which you must pay immediately by pre-paid debit card or wire transfer before he sends local law enforcement to your home to pick you up and haul you off to jail!
When you read the above scenario you may think there is no way you’d ever fall for such a farce. We are warned year after year of scams and schemes that come along every tax season, but still these con artists continue to make victims of well-meaning taxpayers. They are professionals scammers, experts at creating a sense of urgency, and all too convincing of the threats they concoct to scare us.
Don’t fall victim to scammers calling claiming to be IRS employees. Impersonators will call, demand payment, and even threaten legal action if you refuse to cooperate in their scheme. Remember, the IRS will NEVER:
• Call to demand immediate payment—the IRS will first mail you a bill and then allow for opportunity for you to question or appeal the amount owed
• Require specific methods of payments such as a prepaid debit card
• Ask for credit or debit card numbers over the phone
• Threaten to bring in local police to have you arrested for non-payment
We have to be increasingly vigilant in this ever advancing technological age as these imposters now have more avenues than ever to swindle us out of our money and personal identifying information. The IRS has reported a new phishing scam where unsuspecting victims receive an email, apparently from the IRS, and are then lead to a bogus website resembling the official IRS website to “update your IRS e-file immediately.” Beware: these emails are not from the IRS and the websites closely resemble the legitimate site making the scam hard to detect. Look for mention of USA.gov or IRSgov (without a dot between “IRS” and “gov”) in the message.
Though the IRS offers a completely safe and convenient e-filing option for us to file our taxes, they will NOT initiate contact with taxpayers by email to request person or financial information. If you suspect you are receiving these messages do not respond or click on any links! Instead, you can forward these emails directly to the IRS at email@example.com.
For free tax help and preparation you can contact the Volunteer Income Tax Assistance (VITA) program help line at 800-906-9887 to find a location nearest you.
If you are unsure about the authenticity of any call or email you receive this tax season please don’t hesitate to call us here at the BBB at 713-331-6141.